Terms of use

Last updated January 2026.

By using costofhiring.com you agree to these terms. If you do not agree, please do not use the site.

No professional advice

Everything published here is general information for planning purposes. It is not tax, legal, accounting, insurance or employment advice, and no reader relationship is created by using the site. Confirm any figure with your payroll provider, your state workforce agency and your own advisers before you rely on it.

Estimates are estimates

Our calculators produce ranges built on published assumptions. They are not quotes, offers or guarantees. Actual costs depend on your industry classification, claims history, plan design, negotiated rates and jurisdiction. We make no warranty that any figure will match your actual cost.

Acceptable use

  • Do not scrape the site at a rate that degrades service for others.
  • Do not attempt to interfere with, probe or bypass site security.
  • Do not republish substantial portions of our content without permission.
  • Do not present our estimates as your own original research.

Citation

You may quote short passages and individual figures in reports, articles and internal documents with clear attribution to Cost of Hiring and a link to the source page. Wholesale reproduction of guides or calculators requires written permission.

Intellectual property

The text, models, calculator logic and design of this site are owned by Cost of Hiring. Statutory rates and other public facts are not owned by anyone, and we encourage you to verify them at the source.

Advertising

The site displays third party advertising. We do not control, endorse or vet advertiser claims, products or services, and any dealing you have with an advertiser is between you and them.

External links

We link to government sources, industry data and other sites in our network. We are not responsible for the content, accuracy or practices of any external site.

Limitation of liability

To the maximum extent permitted by law, Cost of Hiring is not liable for any indirect, incidental or consequential loss arising from use of the site, including business decisions made in reliance on our estimates. The site is provided on an as is basis without warranties of any kind.

Changes to these terms

We may update these terms and will revise the date above when we do. Continued use of the site after a change means you accept the revised terms.

Governing law

These terms are governed by the laws of the United States and the state in which the publisher is established, without regard to conflict of law rules.